AUTO LOANS 
|
New Vehicles (Titled in the last 6 months) |
Term |
Payment Example Amount |
APR* |
Payment |
36 months
48 months
60 months
72 months
84 months
96 months
|
$8,500
$10,000
$15,000
$20,000
$25,000
30,000
|
as low as 5.24%
as low as 5.49%
as low as 5.99%
as low as 5.99%
as low as 6.24%
as low as 6.74%
|
$255.67
$232.52
$289.92
$331.36
$368.10
$405.14
|
Used Vehicles 2018 to 2022 |
Term |
Payment Example Amount |
APR |
Payment |
36 months
48 months
60 months
72 months |
$8,500
$10,000
$15,000
$20,000 |
as low as 5.49%
as low as 5.74%
as low as 5.99%
as low as 6.24% |
$256.63
$233.66
$289.92
$333.73 |
Used Vehicles 2013 to 2017 |
Term |
Payment Example Amount |
APR |
Payment |
36 months
48 months
60 months
72 months
|
$8,500
$10,000
$15,000
$20,000
|
as low as 5.99%
as low as 6.24%
as low as 6.49%
as low as 6.74%
|
$258.55
$235.95
$293.42
$338.49
|
Used Vehicles 10 Years & Older
48 months
60 months
|
$8,500
$10,000
|
7.24%
7.49%
|
$204.49
$200.33
|
HOME EQUITY LOANS
|
70% maximum Loan to Value |
Term |
Payment Example Amount |
APR |
Payment |
60 months
120 months
180 months
|
$8,500
$10,000
$15,000
|
as low as 5.99%
as low as 6.24%
as low as 6.99%
|
$164.29
$112.23
$134.74
|
80% maximum Loan to Value |
Term |
Payment Example Amount |
APR |
Payment |
60 months
120 months
180 months |
$8,500
$10,000
$15,000
|
as low as 6.49%
as low as 6.74%
as low as 7.49%
|
$166.27
$114.77
$138.97
|
90% maximum Loan to Value |
Term |
Payment Example Amount |
APR |
Payment |
60 months
120 months
180 months
|
$8,500
$10,000
$15,000
|
as low as 7.24%
as low as 7.49%
as low as 8.24%
|
$169.27
$118.65
$145.43 |
Home Solar and Renewable Energy Loan Program (80% maximum Loan to Value)
60 months
120 months
180 months
|
Payment Example Amount
$8,500
$10,000
$15,000
|
APR
as low as 5.49%
as low as 5.99%
as low as 6.99% |
Payment
$162.32
$110.97
$134.74 |
HOME EQUITY LINE OF CREDIT
|
LTV |
|
APR |
|
Up to 70%
70% to 80%
81% to 90%
|
Prime - 0.50%*
Prime
Prime + 0.75%
* floor rate is 3.99% |
7.50%
8.00%
8.75%
|
|
|
|
|
|
STUDENT LOANS
|
|
|
APR |
|
Parent Student Education Loan |
|
6.00% |
|
|
|
|
RECREATIONAL EQUIPMENT LOANS
|
New |
Term |
Payment Example Amount |
APR |
Payment |
36 months
48 months
60 months |
$5,000
$7,500
$10,000 |
as low as 6.24%
as low as 6.49%
as low as 6.74% |
$152.65
$177.83
$196.79 |
Used 5 years old + |
Term |
Payment Example Amount |
APR |
Payment |
36 months
48 months
60 months |
$5,000
$7,500
$10,000 |
as low as 7.24%
as low as 7.49%
as low as 7.74% |
$154.93
$181.31
$201.52 |
|
|
|
|
BOAT & RV LOANS
|
New |
Term |
Payment Example Amount |
APR |
Payment |
48 months
72 months
120 months
180 months |
$8,500
$15,000
$15,000
$30,000 |
as low as 5.99%
as low as 6.49%
as low as 7.24%
as low as 8.49% |
$199.58
$252.08
$176.02
$295.25 |
Used 5 years old + |
Term |
Payment Example Amount |
APR |
Payment |
48 months
72 months
120 months
180 months |
$8,500
$15,000
$15,000
$30,000 |
as low as 6.99%
as low as 7.49%
as low as 8.24%
as low as 9.49% |
$203.50
$259.28
$183.90
$313.09 |
MISCELLANEOUS EQUIPTMENT
|
New |
Term |
Payment Example Amount |
APR |
Payment |
36 months
48 months
60 months
|
$5,000
$7,500
$10,000 |
as low as 6.24%
as low as 6.49%
as low as 6.74% |
$152.65
$177.83
$196.79 |
Used 5 years old + |
Term |
Payment Example Amount |
APR |
Payment |
36 months
48 months
60 months
|
$5,000
$7,500
$10,000
|
as low as 7.24%
as low as 7.49%
as low as 7.74%
|
$154.93
$181.31
$201.52
|
SHARE SECURED LOANS
|
|
|
APR |
|
Primary Share, Money Market,
or CD secured |
2.00% above
deposit rate |
3.50% minimum |
Credit Builder Loan
|
Establish or Rebuild Credit History. What you borrow will be desposited into your membership savings.
|
6.00%
|
|
UNSECURED LOANS
|
Term |
Payment Example Amount |
APR |
Payment |
36 months |
$3,000 |
as low as 9.74% |
$96.44 |
Payday Loan Alternative- Break the payday loan cycle for good. Loan amounts up to $1,000. Maximum term 12 months.
|
$1,000
|
4.99%
|
$85.16
|
MASTERCARD
|
|
|
APR |
|
MasterCard Classic
MasterCard Choice Rewards
|
Learn More
|
11.24%
14.24%
|
No Annual Fee
No Annual Fee
|
|
|
|
|
LINE OF CREDIT
|
|
|
APR |
|
No Annual Fee |
No Advance Fee |
12.90% |
|
|
|
|
|
For more information, please call (507) 387 - 3055 |