AUTO LOANS 
|
New Vehicles (Titled in the last 6 months) |
Term |
Payment Example Amount |
APR* |
Payment |
36 months
48 months
60 months
72 months
84 months
96 months
|
$8,500
$10,000
$15,000
$20,000
$25,000
30,000
|
as low as 5.74%
as low as 5.99%
as low as 6.24%
as low as 6.49%
as low as 6.74%
as low as 7.24%
|
$257.59
$234.80
$293.42
$336.10
$374.15
$412.60
|
Used Vehicles 2018 to 2022 |
Term |
Payment Example Amount |
APR |
Payment |
36 months
48 months
60 months
72 months |
$8,500
$10,000
$15,000
$20,000 |
as low as 5.99%
as low as 6.24%
as low as 6.49%
as low as 6.74% |
$258.55
$235.95
$293.42
$338.49 |
Used Vehicles 2013 to 2017 |
Term |
Payment Example Amount |
APR |
Payment |
36 months
48 months
60 months
72 months
|
$8,500
$10,000
$15,000
$20,000
|
as low as 6.49%
as low as 6.74%
as low as 6.99%
as low as 7.24%
|
$260.48
$238.26
$296.95
$343.29
|
Used Vehicles 10 Years & Older
48 months
60 months
|
$8,500
$10,000
|
7.74%
7.99%
|
$206.47
$202.72
|
HOME EQUITY LOANS
|
70% maximum Loan to Value |
Term |
Payment Example Amount |
APR |
Payment |
60 months
120 months
180 months
|
$8,500
$10,000
$15,000
|
as low as 6.49%
as low as 6.74%
as low as 7.49%
|
$166.27
$114.77
$138.97
|
80% maximum Loan to Value |
Term |
Payment Example Amount |
APR |
Payment |
60 months
120 months
180 months |
$8,500
$10,000
$15,000
|
as low as 6.99%
as low as 7.24%
as low as 7.99%
|
$168.27
$117.35
$143.26
|
90% maximum Loan to Value |
Term |
Payment Example Amount |
APR |
Payment |
60 months
120 months
180 months
|
$8,500
$10,000
$15,000
|
as low as 7.74%
as low as 7.99%
as low as 8.74%
|
$170.28
$119.96
$147.62 |
Home Solar and Renewable Energy Loan Program (80% maximum Loan to Value)
60 months
120 months
180 months
|
Payment Example Amount
$8,500
$10,000
$15,000
|
APR
as low as 6.74%
as low as 7.24%
as low as 8.24% |
Payment
$167.27
$117.35
$145.43
|
HOME EQUITY LINE OF CREDIT
|
LTV |
|
APR |
|
Up to 70%
70% to 80%
81% to 90%
|
Prime - 0.50%*
Prime
Prime + 0.75%
* floor rate is 3.99% |
8.00%
8.50%
9.25%
|
|
|
|
|
|
STUDENT LOANS
|
|
|
APR |
|
Parent Student Education Loan |
|
6.99% |
|
|
|
|
RECREATIONAL EQUIPMENT LOANS
|
New |
Term |
Payment Example Amount |
APR |
Payment |
36 months
48 months
60 months |
$5,000
$7,500
$10,000 |
as low as 6.74%
as low as 6.99%
as low as 7.24% |
$153.79
$179.56
$199.15 |
Used 5 years old + |
Term |
Payment Example Amount |
APR |
Payment |
36 months
48 months
60 months |
$5,000
$7,500
$10,000 |
as low as 7.74%
as low as 7.99%
as low as 8.24% |
$156.08
$183.06
$203.91 |
|
|
|
|
BOAT & CAMPER LOANS
|
New |
Term |
Payment Example Amount |
APR |
Payment |
48 months
72 months
120 months
180 months |
$8,500
$15,000
$15,000
$30,000 |
as low as 6.49%
as low as 6.99%
as low as 7.74%
as low as 8.99% |
$201.54
$255.66
$179.94
$304.10 |
Used 5 years old + |
Term |
Payment Example Amount |
APR |
Payment |
48 months
72 months
120 months
180 months |
$8,500
$15,000
$15,000
$30,000 |
as low as 7.49%
as low as 7.99%
as low as 8.74%
as low as 9.99% |
$205.48
$262.93
$187.91
$322.20 |
MISCELLANEOUS EQUIPMENT
|
New |
Term |
Payment Example Amount |
APR |
Payment |
36 months
48 months
60 months
|
$5,000
$7,500
$10,000 |
as low as 6.74%
as low as 6.99%
as low as 7.24% |
$153.79
$179.56
$199.15 |
Used 5 years old + |
Term |
Payment Example Amount |
APR |
Payment |
36 months
48 months
60 months
|
$5,000
$7,500
$10,000
|
as low as 7.74%
as low as 7.99%
as low as 8.24%
|
$156.08
$183.06
$203.91
|
SHARE SECURED LOANS
|
|
|
APR |
|
Primary Share, Money Market,
or CD secured |
2.00% above
deposit rate |
3.50% minimum |
Credit Builder Loan
|
Establish or Rebuild Credit History. What you borrow will be desposited into your membership savings.
|
6.00%
|
|
UNSECURED LOANS
|
Term |
Payment Example Amount |
APR |
Payment |
36 months |
$3,000 |
as low as 9.74% |
$96.44 |
Payday Loan Alternative- Break the payday loan cycle for good. Loan amounts up to $1,000. Maximum term 12 months.
|
$1,000
|
4.99%
|
$85.16
|
MASTERCARD
|
|
|
APR |
|
MasterCard Classic
MasterCard Choice Rewards
|
Learn More
|
11.24%
14.24%
|
No Annual Fee
No Annual Fee
|
|
|
|
|
LINE OF CREDIT
|
|
|
APR |
|
No Annual Fee |
No Advance Fee |
12.90% |
|
|
|
|
|
For more information, please call (507) 387 - 3055 |