Auto Loans
Simple. Fast. Convenient.
Whether you're in the market for a new or used car, truck, or van, Minnesota Valley Federal Credit Union can help you get behind the wheel with ease. We offer flexible terms and competitive rates with little to no down payment required. Enjoy a variety of repayment options designed to fit your needs. Most importantly, we can pre-approve your loan and have the funds available the same day. Apply today.
Why Get Pre-Approved?
No matter what kind of vehicle you're purchasing, getting pre-approved can make your buying experience smoother and more stress-free. We can pre-approve your loan and find a monthly payment that fits your budget. The best way to start is to Apply today
Bridge the GAP
Protect your loan with GAP Plus from MVFCU. GAP (Guaranteed Asset Protection) covers any deficiency balance if your vehicle is damaged and declared a total loss. Plus, GAP Plus from MVFCU provides $1,000 towards the purchase of your next vehicle. This valuable protection is available for just $395. See a Loan Officer for details.
| AUTO LOANS | |||
|---|---|---|---|
| New Vehicles (Titled in the last 6 months) | |||
| Term | Payment Example Amount | APR* | Payment |
| 36 months | $8,500 | as low as 4.99% | $254.71 |
| 48 months | $10,000 | as low as 5.24% | $231.38 |
| 60 months | $15,000 | as low as 5.49% | $288.18 |
| 72 months | $20,000 | as low as 5.74% | $329.01 |
| 84 months | $25,000 | as low as 5.99% | $365.09 |
| 96 months | 30,000 | as low as 6.49% | $401.44 |
| Used Vehicles 2019 to 2023 | |||
| Term | Payment Example Amount | APR | Payment |
| 36 months | $8,500 | as low as 5.24% | $255.67 |
| 48 months | $10,000 | as low as 5.49% | $232.52 |
| 60 months | $15,000 | as low as 5.74% | $288.18 |
| 72 months | $20,000 | as low as 5.99% | $331.36 |
| Used Vehicles 2014 to 2018 | |||
| Term | Payment Example Amount | APR | Payment |
| 36 months | $8,500 | as low as 5.74% | $257.59 |
| 48 months | $10,000 | as low as 5.99% | $234.80 |
| 60 months | $15,000 | as low as 6.24% | $291.67 |
| 72 months | $20,000 | as low as 6.49% | $336.10 |
| Used Vehicles 10 Years & Older | |||
| 48 months | $8,500 | 6.99% | $203.50 |
| 60 months | $10,000 | 7.24% | $199.15 |