Your Protected Funds

Your deposits with Minnesota Valley federal Credit Union are insured up to at least $250,000 per account per member by the National Credit Union Administration (NCUA).  NCUA is an agency of the U.S. Government.  Use the NCUA INSURANCE CALCULATOR to structure your accounts for maximum insurance coverage.

To learn more about how your account is insured: CLICK HERE


The NCUA's deposit insurance is backed by the National Credit Union Share Insurance Fund (NCUSIF).   The NCUSIF is the federal fund used to insure member deposits in federal insured credit unions such as MVFCU.  On July 22, 2010, the Dodd-Frank Wall Street Reform and Consumer Protection Act permanently established NCUA's standard maximum share insurance amount at $250,000.  The NCUSIF is administrated by the National Credit Union Administration (NCUA) and is backed by the full faith and credit of the U.S. Government.

How is NCUSIF Financed?
The NCUSIF maintains at or near 1.30 percent of federal insured credit union deposits.  By Law, federal insured credit unions maintain one percent of their deposits in the NCUSIF and the NCUA Board can levy a premium if necessary.  Credit Unions voluntarily capitalized the fund in 1985 by depositing one percent of their deposits into the fund.  No federal tax dollars have ever been placed in the Fund, and no member has ever lost any money insured by the NCUSIF. 

For more information on the NCUSIF visit the NCUA WEBSITE.

TruStage Insurance

TruStage: Insurance the credit union way.

Insurance protection is part of a solid financial plan. From getting a good rate on coverage for your car to making sure your life insurance is adequate, dependable insurance coverage ensures financial relief when you need it. And along the way, you’ll take comfort in knowing you’re protected.

TruStage insurance products and programs help members protect what matters most. Backed by nearly 80 years of working in partnership with credit unions and their members, you’ll find products for life, car, AD&D, long-term care, home and more. TruStage offers straightforward information, real value and assurance.

To learn more, get quotes or just explore, visit

© CUNA Mutual Group, 2020 All Rights Reserved
TruStage™ is a marketing brand used to identify products offered through CMFG Life Insurance Company and programs offered through CMFG Life insurance agencies to credit union members.


TruStage Investments

Beyond monthly budgets and day-to-day expenses, what are your big-picture financial goals? A comfortable retirement? Saving for college? Buying a home? Starting a business? The list could be endless.

Regardless of your aspirations, a sound investment strategy can get you moving in the right direction. A variety of products, services, strategies and objectives await, but no matter where you are on your journey, it’s never too late to get started. To find out more, visit



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