Auto Loans
Simple. Fast. Convenient.
Whether you need a new or used car, truck or van, Minnesota Valley can put you behind the wheel with an auto loan. Minnesota Valley offers flexible terms and competitive rates requiring little or no down payment. A variety of repayment options are available. In most cases, we can pre-approve your loan and have the funds available the same day. Apply today.
Why Get Pre-Approved?
No matter what kind of vehicle you are buying, it's smart to get pre-approved before you shop to make your buying experience as easy and stress free as possible. We can pre-approve you and find a monthly payment that fits your needs. The best way to start is to Apply today
Bridge the GAP
Protect your loan with GAP Plus from MVFCU. GAP (Guaranteed Asset Protection) covers any deficiency balances in the event your vehicle is damaged and declared a total loss. GAP Plus from MVFCU also gives you $1,000 towards the purchase of your next vehicle. This great product is available at MVFCU for only $395. See a Loan Officer for details.
AUTO LOANS | |||
---|---|---|---|
New Vehicles (Titled in the last 6 months) | |||
Term | Payment Example Amount | APR* | Payment |
36 months | $8,500 | as low as 5.74% | $257.59 |
48 months | $10,000 | as low as 5.99% | $234.80 |
60 months | $15,000 | as low as 6.24% | $293.42 |
72 months | $20,000 | as low as 6.49% | $336.10 |
84 months | $25,000 | as low as 6.74% | $374.15 |
96 months | 30,000 | as low as 7.24% | $412.60 |
Used Vehicles 2019 to 2023 | |||
Term | Payment Example Amount | APR | Payment |
36 months | $8,500 | as low as 5.99% | $258.55 |
48 months | $10,000 | as low as 6.24% | $235.95 |
60 months | $15,000 | as low as 6.49% | $293.42 |
72 months | $20,000 | as low as 6.74% | $338.49 |
Used Vehicles 2014 to 2018 | |||
Term | Payment Example Amount | APR | Payment |
36 months | $8,500 | as low as 6.49% | $260.48 |
48 months | $10,000 | as low as 6.74% | $238.26 |
60 months | $15,000 | as low as 6.99% | $296.95 |
72 months | $20,000 | as low as 7.24% | $343.29 |
Used Vehicles 10 Years & Older | |||
48 months | $8,500 | 7.74% | $206.47 |
60 months | $10,000 | 7.99% | $202.72 |