ATM
Services
Use Your Card with Peace of Mind
MVFCU doesn't charge you to use your debit card nor do we charge ATM fees. It is possible that the ATM Owner might assess a fee though.
MVFCU is part of the MoneyPass ATM Network which has 33,000+ ATMs in the USA. To avoid ATM surcharge fees, seek out an ATM with the MoneyPass logo. You can also use Kwik Trip and US Bank ATMs surcharge-free.
MVFCU ATM Locations
Debit Cards
The Minnesota Valley EMV MasterCard Debit Card is the safest, fastest and most efficient payment option available today. It looks like a credit card but works like a check. Use your debit card for payments and the money is withdrawn from your checking account.
Is your MasterCard Debit Card expiring soon?
Your debit card is good through the entire expiration month. We will ship you a card during the month of expiration, free of charge. Please make sure that we have an updated address on file.
Gift Cards
Always the correct size and never out of style, a VISA Gift Card from MVFCU is the perfect gift. This pre-paid card can be loaded with as little as $5 up to $750. Cards cost $2.95 and are available at both MVFCU branch locations.
Reloadable Visa Cards
We offer a Reloadable VISA Card as a safe way to travel. Some benefits of the reloadable card are:
- Make withdrawals from an ATM
- Load what you want (up to $5,000). If you need more you can "reload" the card.
- Protect the money in your savings and checking account by allowing you to leave your debit card at home.
Credit Cards
No games. No gimmicks. We offer low rates, payment grace periods, and no annual fee on a card accepted anywhere Mastercard is. Click here to visit our Credit Cards Page.

MoneyPass ATM Network
You have access to a large ATM Network, MoneyPass. This will increase the number of surcharge free ATM's from 2,300 to over 23,000. You can still use any ATM Surcharge Free, including Kwik Trip. You can also visit any US Bank ATM surcharge free. Click here for ATM locator, Click here to download the ATM Locator App.