Minnesota Valley Credit Union

Youth Savings

Youth Savings

Saving money consistently means you will be prepared.  No matter what the future brings your savings will be there when you need it.  Whether it's for a new outfit, a trip to the movies, saving to buy your first car or starting a college career.

Minnesota Valley Federal Credit Union offers higher yield accounts to youth to help build savings.  To view current savings rates CLICK HERE.

Young Adult Club (YAC)

For ages 15-22

  • above market interest rate on savings
  • $300 maximum monthly deposit to S15
  • free checking account
  • free 50 checks
  • free debit card
  • free online banking
  • free billpayer
  • low overdraft fees (first one free if applicable)
  • guaranteed $100 minimum reserve line of credit attached to your checking account
  • free informational seminars
  • low variable rate Visa Credit Card
  • college scholarships
  • Parent-Student Education Line of Credit
  • Sallie Mae Smart Option Student Loan

Young Exceptional Savers Club (YES)

 For ages 11-14 

  • $200 maximum monthly deposit to S19
  • above market interest rate on saving
  • free joint ownership checking account available
  • free 50 checks
  • free debit card
  • free online banking
  • free bill payer

Kids Club

For ages 10 and younger

  • above market interest rate on savings
  • $100 maximum monthly deposit to S18

Pocket Cents 

Learn about the history of money, different currencies used around the world, the power of dividends and how to be smart about preparing for your financial future with Pocket Cents from NCUA.

Reloadable Prepaid Card for Youth

The reloadable prepaid debit card is great for young adults and teens! This card includes free loads, free text message alerts for parents, free online account access, and you can only spend what you have available on the card! Stop in at either location to order the reloadable pre-paid card for your young adult or teen!

Student Loan Options

Many students are looking for ways to fund the gap between financial aid and college expenses. That's why MVFCU has partnered with Sallie Mae to offer you the Smart Option Student Loan.