Savings Rates effective 08/19/2010

*Rates and terms are subject to change at any time based upon Asset-Liability Committee (ALCO) review and changing market conditions.

Call, visit or e-mail our Member Services Department for details (msa@mnvalleyfcu.coop).

Standard Savings	Rate	APY*
Share Savings - $25 opening deposit - $100 minimum deposit	.25%	.25%
Special Savings - $100 minimum deposit	.25%	.25%
Money Market Savings $0 - $999 $1,000 - $4,999 $5,000 - $9,999 $10,000 - $19,999 $20,000 - $39,999 $40,000 - $69,999 $70,000 - $99,999 $100,000 & above	.25% .30% .35% .40% .50% .60% .70% .80%	.25% .30% .35% .40% .50% .60% .70% .80%
Young Adults Club - $300 maximum deposit per month	1.15%	1.16%
Young Exceptional Savers - $200 maximum deposit per month	1.10%	1.11%
Kids Club - $100 maximum deposit per month	1.00%	1.01%
Holiday Club Savings - $300 maximum deposit per month - Matures November 1st	.95%	.95%
Vacation Club Savings - $300 maximum deposit per month - Matures June 1st	.95%	.95%
Health Savings Account ($10 Annual Fee)	.95%	.95%

Retirement Savings	Rate	APY*
IRA Savings	.95%	.95%
Coverdell (Educational) IRA Savings	.95%	.95%
Roth IRA Savings	.95%	.95%
IRA Certificates of Deposit ($500 opening deposit)
12 Months (Coverdell Educational)	1.05%	1.05%
48 Months (Coverdell Educational)	2.15%	2.17%
12 Months (Traditional & Roth)	1.05%	1.05%
18 Months (Traditional & Roth)	1.25%	1.26%
30 Months (Traditional & Roth)	1.55%	1.57%
48 Months (Traditional & Roth)	2.15%	2.17%

               * APY is Annual Percentage Yield.
               ** Minimum deposit is $500.
               *** Minimum deposit is $1,000.

Certificates of Deposit**	Rate	APY*
5 Year	2.25%	2.27%
4 Year	2.05%	2.07%
3 Year	1.75%	1.76%
30 Month	1.45%	1.46%
2 Year	1.25%	1.26%
18 Month	1.15%	1.16%
1 Year	.95%	.95%
6 Month	.80%	.80%
3 Month	.55%	.55%
Triple Play Certificate 2 Year 4 Year 6 Year	1.05% 1.85% 2.50%	1.05% 1.85% 2.52%
Market Index Certificate*** Three or five year term. Minimum deposit $1,000. Certificate tied to Dow Jones. Earned dividends based on the change in the S&P 500 over the term. Principal back guarantee.
Jumbo Certificate Terms 18 months or longer. Funds can be divided between multiple Certificates.
$10,000 $25,000 $50,000 $75,000 $100,000	Add 02 bps to any current CD rate Add 04 bps to any current CD rate Add 06 bps to any current CD rate Add 08 bps to any current CD rate Add 10 bps to any current CD rate